Terms of Use
Effective 31 August 2026
These terms govern access to Golden Estate OS. By creating an account, signing in, submitting payment information, or using an officer function, you agree to use the platform only for legitimate Golden Estate business and in accordance with these terms.
1. Platform purpose
Golden Estate OS supports membership records, security-levy tracking, assisted payment instructions, bank-transfer reconciliation, project contributions, announcements, project reporting, expense controls, and authorized leadership oversight. It does not operate as a bank, payment gateway, wallet, or financial adviser.
2. Accounts and access credentials
Members are responsible for keeping private tokens confidential. Officers must protect their credentials and use only the role assigned to them. You must not impersonate another person, disclose another member's record, attempt unauthorized access, interfere with security controls, or use automated means to abuse the service. Golden Estate management may suspend or replace access where misuse or compromise is suspected.
3. Payments and confirmation
Transfer details generated by the platform must be checked before payment. A submitted transfer or receipt is not final confirmation. A payment changes the estate ledger only after an authorized officer confirms the corresponding credit in the official Golden Estate bank account. Incorrect amounts, references, duplicate transfers, reversals, bank delays, or disputed allocations may require manual review.
4. Levies and project contributions
Security levies and project contributions are separate accounting streams. A project contribution does not reduce a security-levy balance unless Golden Estate management formally authorizes and records a correction. Rates, projects, budgets, completion status, expenses, and approvals are governance decisions of Golden Estate management rather than Jeneconk Integrated Global Solutions Limited.
5. Accuracy and authorized corrections
Users must provide accurate information and promptly report mistakes. Golden Estate officers may correct a record when supported by bank evidence, estate records, or an authorized decision. The platform's audit trail may preserve the correction and responsible officer for accountability.
6. Availability and third-party services
The service may occasionally be unavailable because of maintenance, internet failure, hosting services, banking systems, or events outside reasonable control. External bank, messaging, hosting, and website services operate under their own terms. Golden Estate and its technology provider will take reasonable steps to restore service but do not promise uninterrupted availability.
7. Ownership and attribution
Golden Estate retains responsibility for its estate information, governance decisions, and member records. The software platform, interface, and technical implementation were designed and developed by Jeneconk Integrated Global Solutions Limited. JENECONK™ identifies the technology provider; no licence is granted to copy, resell, reverse engineer, or falsely represent the platform as another party's work.
8. Privacy, changes, and contact
Use of personal information is described in the Privacy Policy. These terms may be updated to reflect operational, legal, security, or technical changes, and the revised date will appear here. Estate-account or payment disputes should be directed to Golden Estate management. For similar software projects or technical support, contact Jeneconk Integrated Global Solutions Limited at www.jeneconk.com or +234 815 400 8438.